How many of us are in the rat Race?...?...?!...!?

• Are you ready to move past your money problems and create lasting wealth?
• Are you tired of being in the same financial situation year after year?

If you are like the majority of people living within this world, than it is most likely that you are encapsulated within a reality that is known to most as the Rat Race. The Rat Race was a term used to great effect in the now very successful series of books written by Robert Kiyosaki entitled Rich Dad Poor Dad. Within this series of books Robert points out how many of us are trapped within a Rat Race of sorts, where we go through a cycle of weekly and daily struggles that never seem to end. We are teased with promises of quick and fast money, however for most of us this only leads to a dead end of false promises and lies. It just seems as though there is no pot of gold at the end of the rainbow. Robert calls it “Being in the Rat Race.”

Can we make a change and run out from the Rat Race?

Surely, the answer has to be a YES!
We have to .....

• Learn why the idea of creating wealth by building assets (by having a home, car, clothes and jewelry) is a myth and how one simple shift in your thinking can change your financial life.
• Learn the secrets of cash flow and how to never worry about money again.
• Learn how to achieve your dreams, how to stop the financial "bleeding", how to become financially secure, and how to get out of the rat race forever.

YOUR FUTURE IS CREATED BY WHAT YOU DO TODAY, NOT TOMORROW

Robert also quotes : "We go to school to learn to work hard for money; but I write books & create products that teach people how to have money work hard for them!"

Three tips talk yourself to financial freedom

by Cathy Goodwin, PhD

Feeling trapped by lack of funds? We can learn from those who live comfortably and retire early. They speak a different language from those who are stuck in a scarcity process.

1. Banish the word "expensive" from your vocabulary. Replace with, "That's not a priority for me."

"Expensive" is relative.

In my town, a group of people get together every day for coffee and conversation. My neighbor, Jane, refuses to participate

"Two dollars for a cup of coffee? " she sniffs. "Expensive!"

When you work at home, you need a break and you want to talk to other like-minded people. The value of coffee is table rent and support. We want to keep the café open so we'll have a place to hang out.

My friend "Laura" used to get her nails done every week while she was unemployed and broke and had no interviews lined up. Impractical? Frivolous? Expensive?

For Laura, manicures were a symbol of where she had been and where she will be in the future. She spent money for her priority with no regrets.

2. Banish the sentence "I can't afford it." Replace with, "That's on my wish list."

Adding an item to your official wish list makes a statement. Do you really want a new car, kitchen set or vacation? Or do you realize you already have what you "can't afford?"

Looking around my eclectic collection of living room furniture, I can dream of spending lavishly for designer furniture, ceramic artwork and crystal lamps. I also know these items will never appear on my wish list.

Even the best-mannered cat will deposit an occasional surprise on the couch, and the dog's exuberant personality can leave a trail of broken glass. Regardless of politics, many of us empathized when the wife of newly-elected Governor Jeb Bush admitted," When you have pets you can't have an elegant home."

Saying "can't afford" puts you in a one-down position. Creating a wish list generates abundance and clarifies values. I'd put "three cats and two dogs" on my wish -- but not "designer furniture."

3. Forbid all talk about what you don't have. Replace with appreciation for what you enjoy now.

Hortensia complains about her lack of money . True, her salary is not high by any standards -- but her job offers security, generous vacation time, and excellent retirement benefits. Her location allows her to hike in the woods and fish in the lakes.

An image of abundance will enhance your strengths. Most of us have more than we realize -- in real as well as abstract terms. I encourage clients to meet with a financial planner, especially if they're facing experiencing career transition. Often a professional review helps people realize they're better off than they realized.

Talking your way to financial freedom -- simple? Yes, but effective.

Try these steps for a week and notice a difference -- first in your thoughts, soon in your life.

Network Marketing-It's an Asset, Not a Job !!

- Robert Kiyosaki -


Delayed Gratification and Emotional Intelligence

One of the beauties of network marketing is that it focuses on developing your emotional intelligence as well as your business skills.

Emotional intelligence is an entirely different matter from academic intelligence. In general, someone with high emotional intelligence will often do better than someone with high academic intelligence but low emotional intelligence. That explains, in part, why some people do well in school but not so well in the real world.

The ability to delay gratification is a sign of higher emotional intelligence. In a recent study of emotional intelligence, it was found that people who could delay gratification often led more successful lives than those who could not.

This is why the educational system inherent in a good network marketing opportunity is so important. It's the emotional education or emotional intelligence aspect of their programs that I find so valuable for people.

Many people write me and tell me they loved my book, Rich Dad, Poor Dad, but I fear that many of them don't get the most important point of the book: Lesson #1, "The rich don't work for money."

Once I have built or bought an asset, that asset works hard to make money for me. But I will not work for money - I will work only to build or buy assets. Those assets make me richer and richer, while I work less and less. That is what the rich do. The poor and middle class work hard for money, and then buy liabilities instead of investing in assets.


What Kind of Asset is a Network Marketing Business?

Remember, there are two reasons required to be successful in network marketing: to help yourself, and to help others. Reason number one means helping yourself get to the B side of the quadrant. What about reason number two?

The beauty of most network marketing systems is that you don't really make much money unless you help others leave the E and S quadrants and succeed in the B and I quadrants. If you focus on helping others make this shift, then you will be successful in the business

If you only want to teach yourself to be a B quadrant and I quadrant person, then a true network marketing system won't work for you. You may as well go to a traditional business school, which focuses only on your becoming a B quadrant person.

The beauty of a network marketing business is that your goal is to create assets, which are other B's working under you - and their job is to create other B's working under them. In traditional business, the focus is for the B to have only E's and S's working for them.

The type of business I was taught to build is a business with me at the top and E's and S's at the base. I really don't have room at the top for many other B's, which is why in my businesses, I strongly recommend that all my employees look into network marketing as their own part-time businesses.

The traditional corporate system really is a pyramid, because there are a few B's and I's near the top, and more E's and S's at the base. A network marketing system is a reverse pyramid: its primary focus is to bring up more and more B's to the top.

One type of pyramid, the traditional type, has its base on the ground; the other type has its base in the air. It's a pyramid that pulls you up instead of pushing you down. A network marketing business gives everyone access to what used to be the domain only of the rich.

This passage is excerpted by permission from The Business School for People Who Like Helping People, by Robert T. Kiyosaki, with Sharon Lechter, CPA, authors of Rich Dad, Poor Dad."

Robert Kiyosaki explains that building a network marketing business....

... is a revolutionary way to achieve wealth.

... makes it possible for anyone to acquire great wealth.

... is open to anyone who has the drive, determination and perseverance.

This passage is excerpted by permission from The Business School for People Who Like Helping People, by Robert T. Kiyosaki, with Sharon Lechter, CPA, authors of Rich Dad, Poor Dad."

Network Marketing - It's an Asset, Not a Job !

I am sometimes asked, "Why do so few people make it to the top of their network marketing system?"

The truth is, the top of the network marketing system is open to everyone-unlike traditional corporate systems, which allow only one person to reach the top of the company. The reason most people do not reach the top is simply because they quit too soon. So why would someone quit short of the top?

Most people join only to make money. If they don't make money in the first few months or years, they become discouraged and quit (and then often bad-mouth the industry!). Others quit and go looking for a company with a better compensation plan. But joining to make a few quick dollars is not the reason to get into the business.

The Two Essential Reasons to Join a Network Marketing Business

Reason number one is to help yourself. Reason number two is to help others. If you join for only one of these two reasons, then the system will not work for you.

Reason number one, means that you come to the business primarily to change quadrants-to change from the E (Employee) or the S (Self-employed) quadrant to the B (Business owner) or I (Investor) quadrant.

This change is normally very difficult for most people-because of money. The true E or S quadrant person will not work unless it is for money. This is also what causes people to not reach the top of the network marketing system: they want money more than they want to change quadrants.

A B quadrant or I quadrant person will also work for money, but in a different way. The B quadrant person works to build or create an asset-in this case, a business system. The I quadrant person invests in the asset or the system.

The beauty of most network marketing systems is that you do not really make much money unless you help others leave the E and S quadrants and succeed in the B and I quadrants. If you focus on helping others make this shift, then you will be successful in the business.

As a B or an I, sometimes you don't get paid for years; this, a true E quadrant or S quadrant person will not do. It's not part of their core values. Risk and delayed gratification disturb them emotionally.

watch this video...... or search for "Robert Kiyosaki Network Marketing".

You will surely be enlightened!

............ to be continued tomorrow ...........

The disappearance of the physical barriers of time and distance in today's business world coupled with the convergence of telecommunications and computing technologies, doing business and making extra income on the Internet is now easily within the reach of any individual regardless of location, age or social status.

One of the rapidly booming and expanding businesses is the online promotion of third-party merchant products and services. There are currently several thousands of brick and mortar companies and webmasters who offer affiliate programs to website owners to promote their businesses and products and refer clients for a fee. The choice of which product or service to promote and what market to penetrate covers an almost limitless spectrum making the affiliate marketing opportunity a wise choice for people seeking to generate an extra, or even a main, income stream.

Typically, signing up for an affiliate marketing program entitles you to receive a unique affiliate link with a unique affiliate ID that allows you to market the merchant's product or service. This includes the code of a banner link, text box or a button, which you display on your website; whenever a visitor to your website makes a purchase through your affiliate links, your affiliate account is automatically credited with a certain percentage of the sale.

Below are simple 1-2-3 Steps to get you started on an affiliate marketing business:

1. Join an Affiliate Program
Find an affiliate program that closely matches your interests. One of the best places to find an affiliate program is Clickbank.com; there are several thousands of merchants/sellers at ClickBank looking for people to promote their e-books and other related information products. However, before signing up for any affiliate programs, always do your own research to find out which products are most popular. Visit the seller's websites to determine if their sales letters are convincing enough to be able to generate sales and find out the product's hit to sales conversion rate. A product with a conversion rate of 5% is good enough since this translates to 5 sales per 100 visitors.

2. Create your own Website
The best way to promote an affiliate program's product or service is through your own website. Why? Websites are available 24/7! Nowadays, creating your own website to promote your affiliate programs is easy. With very little technical knowledge, almost anybody can create his or her own personal website using readily available website builder tools. Yahoo! Small Business solutions is one resource to visit to find out more on how to register and create your own website complete with all the necessary enhancements and tools to get you up and running in a few days at the most.

3. Fill your Website with Relevant Content
Whatever the type of affiliate marketing program you decide join, the website where you will promote the product or service must contain relevant and directly related content. Regardless if you are promoting e-books, services or conventional merchandise make sure your website content is related to what you are selling or promoting. No product or service dramatically generates sales overnight without promotion, it takes time and effort. If you have no interest in what you are doing, then it logically follows that you will soon neglect or forget all about it.

Simply following these basic steps will get you off and running to a good start on any affiliate marketing program.

This is a guest post by Sayeed, a senior manager in one of the multi-national corporation in Penang. Sayeed is an experienced property investor. Here, he shares his financial journey with you, unselfishly.

The journey for my financial world have been a tough one, after graduating we (my wife and I) got into huge debts, simply because a few mistakes :

1. We got married a year after graduation, the wedding cost was much higher than we can afford, so loans and credit card debts started to pile.

2. Purchase a house (was not a mistake) but at a wrong place where the appreciation was not great and we went on to renovate for huge $$, again more personal loans +credit card debts.

3. We didn’t have a clue about income and expenses, as long as it was within our salary its okay.

4. We had our 1st baby girl, again we were clueless about the $$ we need to set aside for the expenses of a baby.

Looks very foolish and maybe some of you are thinking, which planet we came from. How can we be so stupid? Well, first, I wouldn’t put up excuses of why we were like that, or lack of financial knowledge. We had big dreams and were pushing hard to achieve them when we were not really ready yet. That’s not all, then we have had our 5th mistake - this is a classic.

Five major financial mistakes

In midst of all the financial woes, we were struggling badly. One of our office mates saw us and asked us if we would be interested to make some additional income while keeping our current job….OH YES…that’s what we wanted.

He came to our house and ask us this question “What would you like to achieve in the next 5 years?”, the rest is history, 6 years we spend slogging and working hard in network marketing, we spend more than we made, (not the network marketing’s mistake, but we weren’t selling products to make money). After 6 years, we were exactly where we started. ZERO base.

Strategies to turn the situation around

Nothing to cry about, we regroup ourselves, rethinks of strategies: (from our lessons learnt by putting our pride a side for a while)

1. Resolve our finance loans and stop all our credit cards transactions, buy everything cash.

2. Sell our property and make money, invest in cheaper units and stay there until we are back up (downsize ourselves)

3. Plan our bill before going out to purchase groceries.

4. Focus on career instead of MLM to grow higher in corporate, only to earn more so that can have more income.

5. Help out some part time work with translations, tuition etc to make additional income.

6. Stay at home - at in laws house during weekend and eat at home.

7. Start to pay ourselves (saving) every month from our monthly salary…start with minimum as we could move up to 10%.

All these ideas came out with few simple activities:

a) Keep our dream intact, but 1st keep a short term goal and a 5 year plan.

b) Read a lot of books (I mean a lot).- started with Robert Kiyosaki…Azizi Ali…Milan Doshi…Peter Yee…now, KCLau.

c) Strategize our short term goals and then put a time line to it.

d) Monitor our account statements, income and balance sheet.

Magnificent Results

The results: (what we achieve in the last 6 years of planning).

1. Promotions in career, I still work but in a higher management as a Senior Manager. My wife left her job as a manager and went into her passion business earning similar to her “job” income monthly.

2. We have 6 properties, 3 of those rented, 2 currently in construction (for appreciation) and 1 we stay in

3. Our savings have reached 6 digits past 1 year.

4. Total net worth is 890K as of Nov 2009. (asset : properties, mutual fund, savings ASBN & business investment)

5. Total net saving monthly (income - expenses) is 15% without taking into consideration my wife business income.

Now we are focusing on the next 5 year plan:

Net worth 2.5M with target of saving accounts alone $1M.

Of course it didn’t simply worked out for us, there were mini strategies that we worked on and move towards this direction, while keeping our jobs. Here I am writing to give hope to those who are in financial crisis today, that you too can succeed, with effective planning.

Tips to STOP losing money in the stock market

As the market saying goes, only one out of 10 investors can make money from the stock market. The rest always incur losses in the stock market.

Some retail investors believe they can make quick money from the stock market. They believe that investing in the stock market is one of the best ways to accumulate wealth in a short period of time.

However, due to lack of proper financial training, investing knowledge and intelligence, they always find themselves at the losing end. When they are excited about investing, the stock market may be nearing to the peak.

On the other hand, when they are suffering losses, losing patience about investing and intending to cut their losses in the stock market, the market may be touching the bottom, and that, in fact, is supposed to be the best time to invest.

A majority of retail investors seldom pay attention to the stock market. They will only start doing so when newspapers or TV news headlines show that the market is touching a new high.

Driven by greed and the thought of making fast money, they will follow their friends or tips from their brokers to invest without paying much attention to the fundamentals of the stocks.

Due to lack of discipline to cut losses, more often than not, they find themselves holding on to a lot of poor quality stocks when the market collapses to a very low level.

We believe that the majority of retail investors do buy a mixture of good and poor quality stocks. However, they tend to hold on to poor quality stocks and sell the good ones when the stock market collapses.

This is because when the stock market crashes, poor quality stocks will drop much faster than good fundamental stocks.

Most retail investors find it difficult to sell poor quality stocks as the stocks may drop far lower their buying prices within a short period of time.

As retail investors refuse to admit their mistakes, they will hold on to these stocks, hoping to break even again in the future.

Unfortunately, they overlook one important market saying, which is: What goes up may come down, what goes down may never go up.

We may have emotional feelings about stocks but we should not refer to our purchase prices to determine whether we can cut our losses.

Our purchase prices are only important to us; they mean nothing to the overall market.

As our purchase prices may be much higher than those of other investors, even though we may not be able to sell the stocks, other investors, especially the company owners, can still liquidate their stocks.

We need to be careful when trading in speculative stocks especially those with prices that are much higher than the book values of the companies. The book value of a company reflects the owners’ costs in the company.

Hence, even though the stock prices tumble to a very low level, as long as the prices are still higher than the book values, a lot of company owners can still liquidate the stocks as their market prices are still higher than the cost invested.

Article taken from the STAR newspaper dated 29th July

FREE : The Future of a Radical Price

The New York Times bestselling author heralds the future of business in Free.

In his revolutionary bestseller, The Long Tail, Chris Anderson demonstrated how the online marketplace creates niche markets, allowing products and consumers to connect in a way that has never been possible before. Now, in Free, he makes the compelling case that in many instances businesses can profit more from giving things away than they can by charging for them. Far more than a promotional gimmick, Free is a business strategy that may well be essential to a company's survival.

The costs associated with the growing online economy are trending toward zero at an incredible rate. Never in the course of human history have the primary inputs to an industrial economy fallen in price so fast and for so long. Just think that in 1961, a single transistor cost $10; now Intel's latest chip has two billion transistors and sells for $300 (or 0.000015 cents per transistor--effectively too cheap to price). The traditional economics of scarcity just don't apply to bandwidth, processing power, and hard-drive storage.

Yet this is just one engine behind the new Free, a reality that goes beyond a marketing gimmick or a cross-subsidy. Anderson also points to the growth of the reputation economy; explains different models for unleashing the power of Free; and shows how to compete when your competitors are giving away what you're trying to sell.

In Free, Chris Anderson explores this radical idea for the new global economy and demonstrates how this revolutionary price can be harnessed for the benefit of consumers and businesses alike.

Sounds Good or Good? Read more here -->.......

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Be Warned; there is some Good and some Very Bad advice on the Internet. Some internet remedies recommend using Boric acid. This toxic substance is a poison and has caused deaths. It has no place in anyone's home much less inside you!

What is safe and what is effective in treating yeast infection??

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Updating the look of the Curve with a sleekly styled titanium finish, the BlackBerry Curve 8900 for T-Mobile is the thinnest and lightest full-QWERTY BlackBerry smartphone yet. In addition to its stunning good looks--with titanium-colored finish accented by chrome highlights--the Curve 8900 is packed with communication and location features. The built-in Wi-Fi (802.11 b/g) supports both voice and data, making it easier to stay connected to family, friends and colleagues using T-Mobile's Unlimited HotSpot Calling service, while the built-in GPS supports location-based services including turn-by-turn navigation.

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Additionally, this mobile phone operates on GSM 850/900/1800/1900 networks and can handle high-speed data connectivity via T-Mobile's EDGE network (which stands for "Enhanced Data Rates for Global Evolution"). As a quad-band world phone, this phone supports international roaming, extending the ability to stay connected while traveling abroad. This high-speed, mobile data and Internet access technology is fast enough to support a wide range of advanced data services (with average data speeds between 75-135Kbps), including full picture and video messaging, high-speed color Internet access, and email on the go.

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HP Pavilion DV3-1075US 13.3 Inch Laptop (Click here)

Offering an eye-catching modern look, the entertainment-focused HP Pavilion dv3-1075us notebook PC makes it easy to enjoy your favorite music and videos while on the go, as well as keep you productive with a speedy dual-core processor and 64-bit Windows Home Vista Premium operating system. The 13.3-inch high-definition BrightView display looks good even in direct sunlight, and you'll enjoy movies or music in seconds with the external DVD or music buttons to launch HP QuickPlay (which bypasses the boot process). Control playback settings from up to 10 feet away with the included HP remote, then store it conveniently in the Express card slot. Turn your next instant message into a live video chat with the integrated webcam and omni-directional microphone. Optimized for low-light environments, it's great for capturing short videos to share on your favorite social networking site.

It offers dual-core productivity from its 2.1 GHz AMD Turion X2 RM-72 processor. HP's ProtectSmart Hard Drive Protection locks your 320 GB hard drive into place when it senses abrupt motion to help prevent data loss. The built-in eSATA/USB combo port enables fast backup to an external hard drive. Other features include 4 GB of installed RAM (8 GB maximum), ATI Radeon HD 3200 graphics with up to 1982 MB of available memory, dual-layer DVD±RW drive (which also burns CDs), ExpressCard 54 slot, quad-mode Wi-Fi (802.11a/b/g/n), 5-in-1 memory card reader, and integrated fingerprint reader for added security.

Review

It is the RIGHT decision ~ This laptop comes with a powerful AMD Turion chip @2.1GHz with 4GB RAM (standard) vs. the Intel Atom @1.6GHz with 512 MB RAM (typical in any netbook, currently); a huge benefit if you are using large applications like MS Office software, Open Office, etc. Also, you have 3" of additional screen room for the application windows. The keyboard is awesome, great tactile quality. Wireless connectivity is a snap and it comes with the 802.11n standard for much faster access. Ethernet is 10/100/1000 capable.

All in all, a great buy and a solid mobile laptop computer. I was really hard pressed to find a better deal in the market today that comes pre-loaded with this many features and performance.

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SmartMoney comes to you straight from the editors of the Wall Street Journal, the best financial reporters in the business. Every issue brings you the information you need to know to deal with markets and protecting your wealth. Turn to SmartMoney for no-nonsense advice you can put into action.

Who Reads SmartMoney?
SmartMoney is a magazine for professional and managerial people who, while affluent and sophisticated, are overworked and overwhelmed. SmartMoney provides all the answers to the tough questions of those seeking clarity in today's confused economy, setting a new standard in personal finance publishing and redefining upscale journalism.

What You Can Expect in Each Issue: Within the pages of SmartMoney, you will find the most diverse editorial mix, focusing on all the topics that readers need to know about: Personal Finance, Lifestyle, Business, Technology, and Travel, among other things.

• Personal Finance: Each month, SmartMoney gives its readers an inside look on what is happening in the market, advice on what stocks are hot and which are not, and countless amounts of other personal investing information.
• CEO Interviews: SmartMoney delivers informative and relevant CEO Interviews each month – targeting companies and CEOs that have really made it big. Reports sit down with CEOs and get their story, how they got to where they are today and what their next move with the company may be.
• Lifestyle: From retirement to saving for college, SmartMoney delivers information on a broad range of lifestyle topics that affect the readers’ day-to-day lives.
• Technology: SmartMoney reporters test the ins and outs of the newest technologies and let readers know what is really worth the money, helping readers to spend wisely.
• Feature Articles: Every issue brings you the information you need to know to deal with markets and protecting your wealth. Monthly feature articles include columns on: Common Sense, The New Retirement, Stocks, Unconventional Wisdom, the Tough Customer, Special Investments and Smart Spending tips.

Review

SmartMoney strikes a good balance between investment advice/coverage and information/articles that deal with the other aspects of your financial life. Among the features in every month:

- Ten Things: a "watch out" list of 10 things that you should know about the different professionals you interact with (your dentist, your accountant, a real estate broker, etc.). Always an eye-opener.
- Stock Screen: Paul Sturm is a knowledgeable, value-oriented journalist who puts together a list each month of 8-10 stocks that make it through a rigid screen of several characteristics. Each month, he features a different screen and he uses a good mix of quantitative characteristics and common sense to generate the list.
- Feature articles that profile common people and the serious personal finance problems they have endured (e.g., collecting on insurance, fighting the IRS, traveling overseas).

SmartMoney is frequently compared to Money magazine, but Money is often more narrowly focused on investing and it sometimes dumbs down its articles. BusinessWeek, Forbes and Fortune all have their place, none provides the depth and common sense focus of SmartMoney when it comes to personal finance. Get a subscription now - it's definitely worth it!

S'pore warns Asia to expect lower growth for years to come

SINGAPORE: Singapore's finance minister warned Asia to expect lower economic growth for years to come as a weakened U.S. consumer buys less of the region's exports.

"We have to accept that it will be a lower growth world, there's no other way of resolving the problem of excessive household debts in the U.S." Finance Minister Tharman Shanmugaratnam said Tuesday in a speech as the gross domestic product (GDP) expansion in Asia will likely fall to an average 6.5 percent over the next few years from 9 percent during the 2002 to 2007 period.

Singapore, along with other export-dependent countries such as South Korea, Taiwan and Hong Kong, has been especially hard hit by the global recession and collapse in consumer demand from the U.S. and Europe. The government expects GDP to shrink up to 9 percent this year, the biggest contraction since splitting from Malaysia in 1965.

Tharman urged regional governments to develop social security and health insurance policies that would free Asian consumers to save less and spend more.

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eCosway has a unique and proven business model. It gives everyone the opportunity to succeed with out the usual challenges associated with Network Marketing.Our success stems from our extensive range of high quality, competitively priced products distributed via an extensive network of eCosway stores. eCosway provides four simple and duplicable ways to generate multiple streams of income.

i) Introduce people who are interested in the business opportunity.
ii) Introduce people to shop at any eCosway store.
iii) Introduce people who are interested inoperating an eCosway store.
iv) Apply to operate an eCosway store.

Through eCosway, you will learn how easy and exciting it is to start building your own network and to generate a lucrative and everlasting income.

There are many ways to make money online - such as building niche blog and make money with Adsense, selling products, affiliate program and etc...

More and more people want to quit their daily jobs and stepped into make money online journey as their full time job. However, making money online is not as easy as we think; we can start from the foundation such as a blog, thus we can make money from our blogs with several monetization method. There are many resources out there where you can learn how to make money on the internet, but nobody knows which method pays well and which is not. Therefore do test them out... make money online is all about trial and error.

Here are some of the ways which I learned in making money online:
- Advertisement Network
- Selling Banner Ads
- Affiliate Program e.g. be a joint associate of amazon.com
- Selling Own Product e.g. write your ebook and sell it online

Quote from Robert Kiyosaki, the number one barrier to wealth is..............

lack of information!

How many of us have the financial literacy?
Do we understand the true nature of wealth and how to create it?

Apart from getting the right mix of theory and practice & strategy and tactics, to research and have a real-world application is equally essential.

Many of us have read the book "Rich Dad & Poor Dad" and the life must have changed for the better after contemplating what Robert Kiyosaki has educated us, financially.

Don’t leave your financial education to chance!

One fine day, I picked up this book on my shelf which I bought when it was released in 1997, read it again and contemplated over the contents. Re-educated myself financially with what was highlighted by Mr Robert.

Not many of us are really prepared with the necessary financial education! Not knowing about money, not what it is but what it can do for you, is probably the biggest and most critical gap in knowledge today. Do we have any formal exposure to the fundamentals of this critical area of learning?

Understanding the difference in attitudes between Rich Dad and Poor Dad is essential to taking the first steps to financial freedom. Shall we learn to battle the Poor Dad mentality and adopt the Rich Dad state of mind? TAKE ACTION !!

Which metaphor is the "right" one for you to use? Probably all metaphors are useful at different times.

Sometimes you need life to be a game so that your perspective becomes more playful.
Sometimes you need to see it as a sacred journey so that you appreciate and revere the gifts you've been given, whether they're friends, family, or opportunities.
Sometimes it's useful to think of life as just a test or a challenge, especially when you find yourself facing a situation that seems to be without positive meaning.

If you choose a different way to represent life, you'll automatically think, feel, and respond to situations in a brand new way.

How many other positive metaphors could you use to describe what life really means to you? Make a list now.

The above passage is not by me but by Mr Anthony Robbins. Yes, this has led many of us to contemplate, re-discover & possibly to look for a breakthrough.

Do we have barriers that stand in the way of life? What do we really want from life that drive us to live everyday fully with love & passion?

Do you want to escape to the Time-for-money trap scheme? -- by building ongoing residual income; with that, you do work once and get paid over & over again! Dear all, please watch the video attached ~ http://www.youtube.com/watch?v=6fbvkY9KIu0 ; and you will have a better understanding. Do ponder further & deeper....

* STOP CARRYING BUCKETS, BUILD A PIPELINE ! ! *

Having success in your home-based business and to create wealth by breaking the rule Time-for-money trap is through the LEVERAGING concept.

In "The Parable of Pipeline" book written by Burkes Hedges, you will learn between Job security vs Financial freedom. Are you building pipelines of residual income by leveraging time, resources & ideas; OR, do you still want to get caught in a dead-end job, the hectic, 9-to-5 rat race?? Most Asians goes to work everyday do not enjoy what they do - financially tied down, stuck in a rut and have lost sight of their dreams. Are you in one of the situations listed above?

What is Residual Income?

Residual income is a type of income that's lasting, like pipeline income. Heard of this book "The Parable of the Pipeline", anyone?? Or, watch it from : http://www.youtube.com/watch?v=6fbvkY9KIu0 soonest! It is on how ANYONE can build a pipeline of ongoing residual income in this new economy. That means you don't have to work all your life to earn money, with little effort; you can sit in the comfort of your own home and earn money.

What is financial freedom?

People's feedback could be free from debts & loans; being a multi millionaire or you may be hearing :"I can live the ways I want for the rest of my life!" etc.. etc..

To me, I personally think to be financially free means I have enough funds in my portfolio for the present times as well as in times to come at any expected or unforseen circumstances. Creating & building wealth has been a practice for me especially at this economy slowdown or worse, a crisis!